How To Get A Checking Account

Bank with a bonus. Earn up to $300 with checking. And $200 with savings.

For new Customers only. Offer ends November 30, 2021.¹

Choose a checking account to earn up to $300.

Earn $300 when you have $2,500 in qualifying direct deposits within 60 days.¹ Pay no ATM fees when you maintain a minimum daily balance,² earn interest and waive the monthly maintenance fee 3 different ways.³

Earn $150 when you have $500 in qualifying direct deposits within 60 days.¹ Avoid the monthly maintenance fee with a low $100 minimum balance, and deposit checks from the comfort of home with Mobile Deposit.⁴

Add a savings account to earn $200 more.

Already have a TD checking account?
You could still earn $200—choose one of the accounts below.

Earn $200 when you deposit $20,000 or more in new money within 20 days of account opening, then maintain a balance of at least $20,000 for 90 days from the date the deposit requirement is initially met. Plus, earn a Relationship bump rate when you link an eligible TD account.⁵

When you link other eligible TD accounts- such as checking, credit cards, etc.- you'll earn an increased rate. It's our way of saying thanks for being a great customer.⁵

Earn $200 when you deposit $20,000 or more in new money within 20 days of account opening, then maintain a balance of at least $20,000 for 90 days from the date the deposit requirement is initially met. Build your savings, earn interest and choose from 5 ways to waive the monthly fee.

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Earn $300 when you have $2,500 in qualifying direct deposits within 60 days.

$0 when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance or have a $25,000 combined balance across eligible TD accounts.³
Or $25

TD Bank will never charge you a fee at TD or non-TD ATMs.

Other banks' ATM fees reimbursed with a minimum daily balance of $2,500. ²

Free standard checks or a discount on select styles.

Fee reimbursements for non-TD ATMs,² Rush Bill Payments,⁷ outgoing wire transfers and 2 overdraft fees a year.⁸

24/7 fraud monitoring and text alerts on your debit card
Instant-issue and curbside debit card replacement
Money orders, official bank checks, stop payments and incoming wires
Paper statements with check images
TD Bank app featuring Bill Pay and Mobile Deposit⁴
Send Money with Zelle^® ⁹
Overdraft protection transfer fee¹⁰

Earn $150 when you have $500 in qualifying direct deposits within 60 days.

$0 with a minimum daily balance of $100.
Or $15
Students and young adults ages 17 through 23 have no minimum balance requirement and no monthly maintenance fee.⁶

First order discounted on select styles.

24/7 fraud monitoring and text alerts on your debit card
Instant-issue and curbside debit card replacement
TD Bank app featuring Bill Pay and Mobile Deposit⁴
Send Money with Zelle^® ⁹
Overdraft transfer fees waived for Customers 17 through 23 years old¹⁰
Linked Simple Savings account Customers 17 through 23 years old¹¹

Earn $200 when you deposit at least $20,000 in new funds in the first 20 days and keep at least a $20,000 daily balance for 90 days.

Competitive tiered rates
As your balance grows, so does your interest rate—helping you earn more as you save.

See tiered interest rates.

Relationship bump rate
Earn a relationship bump rate when you link an eligible TD account,⁵ and get account perks at no cost.

When you link other eligible TD accounts- such as checking, credit cards, etc.- you'll earn an increased rate. It's our way of saying thanks for being a great customer.⁵

$0 when you maintain a $20,000 minimum daily balance.
$0 when you link your savings account to a TD Beyond Checking account.
Or $15.

TD Bank will never charge you a fee at TD or non-TD ATMs.²

Available to set up with a TD checking account.

TD Bank app featuring Mobile Deposit.⁴
Money orders, official bank checks, stop payments and incoming wires.
Paper statements with check images.

Earn $200 when you deposit at least $20,000 in new funds in the first 20 days and keep at least a $20,000 daily balance for 90 days.

Earn interest
Grow your savings by earning interest to help you reach your goals.

See interest rates.

Free automatic transfers
Kick-start your savings with transfers from other accounts.

$0 when you maintain a $300 minimum daily balance.
$0 when you link your savings account to a TD Beyond Checking account.
$0 if you're under 24 and link your savings account to a TD Convenience Checking^SM account.⁶
$0 if you make recurring $25+ transfers from your linked TD Bank checking account.¹²
$0 if you're under 18 or older than 62.
Or $5.

Available to set up with a TD checking account.

TD Bank app featuring Mobile Deposit.⁴

Easy checking that's easy to get started.

Set up direct deposit

To get your bonus, you'll need to set up direct deposit. Don't worry—it's a cinch.

More checking options

Need something a little different? Take a look at our other checking accounts. You're bound to find something that works for you. (But heads up—some accounts don't include the bonus.)

Get more out of your checking account.

Every TD Bank checking account comes packed with perks.

Online & Mobile Banking

Live Customer Service, 24/7

Call 1-888-751-9000

1-888-751-9000

to talk to a real person any time of day, any day of the week.

Contactless Debit Cards

Wave to pay and be on your way with a contactless debit card. Plus, rest easy with 24/7 fraud text alerts.

Choose your first account

Choose your second account